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  1. Gary, I love your focus on financial responsibility, starting with individuals and scaling all the way up to the US government’s obsession with printing more money https://www.pgpf.org/national-debt-clock#:~:text=The%20%2435%20trillion%20gross%20federal,that%20it%20owes%20to%20itself.

    I enjoyed your personal example of cutting back on Starbucks. So here is a joke for you:

    Instead of going to Starbucks,
    I make my own coffee,
    Yell out my name incorrectly,
    Then light a $5 bill on fire.

    Best,

    Morey